Privacy Policy
Last updated: April 13, 2026
This Privacy Policy ("Policy") describes how CapitalFix ("CapitalFix," "we," "us," or "our") collects, uses, discloses, retains, and protects information in connection with the CapitalFix platform, including all associated websites, applications, features, and services (collectively, the "Platform"). By accessing or using the Platform, you acknowledge that you have read and understood this Policy and consent to the collection, use, and handling of information as described herein, to the extent permitted by applicable law.
1. Information we collect
We may collect, receive, generate, or otherwise process the following categories of information in connection with your use of the Platform:
- Account and identity information, such as your name, email address, profile image, and authentication credentials.
- Content and submissions you provide through the Platform, including text, images, locations, categories, and associated metadata.
- Location information, including coordinates you provide or that are derived from your interactions with the Platform.
- Device and technical information, including browser type, operating system, device identifiers, and similar technical data collected for security and operational purposes.
- Usage and interaction data, including features accessed, actions taken, preferences set, and session information.
- Communications you send to us, including support inquiries, feedback, and correspondence.
- Information generated through your participation in any rewards, incentive, or promotional program.
- Security and integrity information collected for the purposes of fraud prevention, abuse detection, and platform protection.
2. How we use information
We may use information collected through the Platform for any lawful purpose, including but not limited to:
- Providing, operating, maintaining, securing, improving, and personalizing the Platform and its features.
- Processing, displaying, moderating, and administering content and submissions.
- Authenticating users, managing accounts, and enforcing our Terms of Use.
- Preventing, detecting, investigating, and responding to fraud, abuse, security incidents, and violations of our policies or applicable law.
- Communicating with you about your account, submissions, service updates, policy changes, and administrative matters.
- Administering rewards, incentive, or promotional programs.
- Conducting analytics, research, quality assurance, product development, and internal operations.
- Complying with legal obligations, responding to legal process, and protecting our rights and the rights of others.
3. Content and submissions
The Platform is designed to facilitate the sharing of civic, transportation, and community information. Content you submit through the Platform may be displayed publicly, shared with other users, used in aggregate analyses, or otherwise made available through Platform features.
By submitting content, you grant CapitalFix the rights described in our Terms of Use, including a worldwide, perpetual, irrevocable, royalty-free licence to use, reproduce, adapt, publish, distribute, and otherwise exploit submitted content for any purpose related to the Platform.
You should not submit any content that you wish to keep confidential, private, or restricted, as CapitalFix cannot guarantee the confidentiality of any submission.
4. Disclosure and sharing
We may disclose information in the following circumstances, without limitation:
- To service providers, contractors, partners, and vendors who assist us in operating, securing, and improving the Platform, subject to appropriate confidentiality obligations.
- To moderators, administrators, and personnel involved in content review, dispute resolution, security, and governance.
- To government authorities, regulators, courts, law enforcement, or other parties where we believe in good faith that disclosure is necessary or appropriate to comply with applicable law, legal process, governmental requests, or protection of rights, property, or safety.
- In connection with any financing, merger, acquisition, divestiture, restructuring, dissolution, bankruptcy, or other business transaction involving CapitalFix or its assets.
- To any other party with your consent or at your direction.
5. Retention
We retain information for as long as we reasonably consider necessary to fulfil the purposes described in this Policy, including platform operation, security, fraud prevention, compliance with legal obligations, enforcement of our Terms, dispute resolution, and archival or record-keeping purposes. Retention periods may vary based on the nature of the information and the purposes for which it is processed.
We may aggregate, anonymize, or de-identify information and retain and use such information without restriction or obligation where it can no longer reasonably be used to identify an individual, to the extent permitted by applicable law.
6. Security
We implement administrative, technical, and organizational measures designed to protect information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet and no method of electronic storage is completely secure. We cannot and do not guarantee the absolute security of any information, and you acknowledge and accept this inherent risk.
7. International processing
Information may be processed, stored, and accessed in jurisdictions outside your province, territory, or country of residence, including by service providers and infrastructure partners. Such jurisdictions may have data protection laws that differ from those in your jurisdiction. By using the Platform, you consent to the transfer and processing of information in such jurisdictions.
8. Your choices
Subject to applicable law, you may request access to, correction of, or deletion of certain personal information by contacting us. We may decline or limit requests where permitted or required by law, or where necessary for legitimate business purposes, legal compliance, fraud prevention, security, enforcement of our Terms, or protection of CapitalFix, its users, or the public.
Where we rely on consent for a particular use of information, you may withdraw such consent where permitted by applicable law. Withdrawal of consent does not affect the lawfulness of processing carried out prior to withdrawal.
9. Children
The Platform is not directed to children under the age of thirteen (13). We do not knowingly collect personal information from children under 13. If we become aware that personal information has been provided by a child who cannot validly consent, we may delete such information and take any other action we deem appropriate, without notice or liability.
10. Automated processing
Certain features of the Platform may involve automated processing of information, including automated content moderation, analysis, and decision-making. Automated processes may result in actions affecting your account or submissions. You may contact us to request human review of any automated decision that you believe has materially affected your use of the Platform.
11. Disclaimer
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CAPITALFIX DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES REGARDING THE PRIVACY, SECURITY, ACCURACY, OR COMPLETENESS OF ANY INFORMATION COLLECTED, PROCESSED, OR STORED IN CONNECTION WITH THE PLATFORM. YOUR USE OF THE PLATFORM AND ANY SUBMISSION OF INFORMATION IS AT YOUR OWN RISK.
12. Changes and contact
We reserve the right to amend this Policy at any time by posting an updated version with a revised effective date. Your continued use of the Platform after any amendment constitutes your acceptance of the amended Policy. It is your responsibility to review this Policy periodically.
Privacy inquiries may be directed to [email protected].